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Elyse Berman, PA pet friendly Boca Raton FL REALTOR

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Buy

Pretty house with steps leading up to the front porch and the words Home Buyers over top

Why buy with me?

Everyone dreams of owning their own home. When buying your first home, it can be a very exciting, yet anxiety filled experience. However, if you know what to expect during the home buying process you will be more relaxed and comfortable knowing that I will be by your side every step of the way guiding you through it and looking out for your best interests. Below are some of the things I will be helping you with along the way!

Start your Home Search Here


Setting a Budget

Before the house hunting process begins, it is important to know how much you can afford. Expenses to consider include the down payment, monthly expenses, property taxes and any home insurance costs. These will all have to be considered before the home buying process begins as they are typically included in your new monthly payment. Since a person’s credit score determines their interest rate, knowing your score ahead of time can help you decide if now is a good time to buy or not. An individual’s debt-to-income ratio must also fall within acceptable limits of the home’s cost. Once you have determined these things, and if you feel that your budget has enough room to afford a new home, then its time to begin the home buying process!

Calculate your Payment

Getting Pre-Approved

When looking for a loan, be sure to get more than one loan quote to get the best interest rate and loan terms for your mortgage. Different banks and companies will offer different loan origination fees and by shopping around you can often times save yourself a lot of money. Be sure to also check your loan officers website for testimonials and information. A good loan officer will offer you many online resources and tools. Before you lock in your rate, be sure to check the daily rate with the rate your loan officer gives you to ensure you are getting the lowest rate possible. Interest rates will determine how much a mortgage will cost each month and come in fixed or adjustable terms. Mortgage lengths can range from 15 years to 30 years with some loan providers now offering 40 year mortgages as well. The longer the repayment term, the lower the payments will be. However, the interest accrued will also be higher on a longer loan.

Making an Offer & Negotiations

There is an art to making an offer on a home. Typically, sellers place their home’s value a little higher than their desired price. A buyer will send in a lower bid, in a reasonable range, and the seller will counter with an offer somewhere in the middle. I will be watching for signs of problems in the home and will make suggestions to you regarding the offer. Listen closely and be sure to ask questions, as your offer is an important part of buying a home. You want to make sure all of your bases are covered. That’s where having me as your Buyer’s Agent is most valuable so your rights and interests are protected. With my experience on your side, I will be able to help you negotiate a lower price that sometimes includes concessions or closing costs and avoid homes that have problems. My job is to protect YOU in the contract.

Escrow and Closing Costs

Before the home is legally transferred to you, the closing process must occur. During this phase, you will sign all of the mortgage documents, pay closing costs, and sign various other legal documents. I will be there to help you through it all. Once all of the papers are signed and monies are transferred, the keys to your new home are yours! The only thing left to do is move into your humble abode. This may occur immediately after the closing or at the date set in the closing documents.

Better Home Search

My website has the best online tools to search for your home! In fact, it’s even better than Zillow, Trulia and the many other real estate websites out there because my site is directly connected to the local MLS! What does that mean for you? Accuracy and Advantage! When you search homes here, you get the most up to date homes and properties available with the most accurate information! AND, if you sign up for Deal Alerts, you will get alerted of NEWEST Property matches & Price Changes BEFORE any other site has them! First, start by trying one of the Search tools in the menu at the top of the site. Try the Advanced search to choose specific options & customize your results based on all of the things you wish for in your new home. Second, Save your Search and you will be set up for auto alerts when a new home hits the market that matches! You can also try the Map search which offers a unique perspective by allowing you to use the polygon tool on the side to create boundaries on a map around the areas you want to live in. Already know the address of the property you want? Try the Address Search. OR if you have the property ID you can use the Listing Search to search by MLS#. Find a home you like? Simply click on the Schedule a showing button and send me an alert. I will schedule the time and confirm with you once it is set up! Once you have started searching, be sure to check out your My Account page so you can manage your Saved Searches & Favorite properties. The My Account feature has a ton of great tools designed to cater directly to you and provide you with a home-buying experience. And it’s Mobile friendly!

Set up your First Search Here

Home Insurance

Lenders normally require that you insure your home. Home Insurance Policies cover the costs to fix any damages that might occur to the home. The price of this insurance is dependent on a home’s age, location and value and the insurance company you choose. Be sure to call around and get several quotes or ask me for a list of vendors I work with. Insurance agents will oftentimes be able to take your information over the phone and get back to you the same day with a quote. Once you choose a company to insure your new home, the cost of that policy is normally added into your closing costs and sent into an escrow account to be paid to the insurance company directly the first year.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late. If you need help finding a Home Inspector, ask me! I can give you recommendations for many service providers that I work with all the time!



Over the course of three years, she was relentless in her search until she found our dream home

Elyse will exceed your expectations! Thank you so very much for everything!!! Could not have done it without you! Continue Reading

Marti and Patrick O. Real Estate

Elyse is knowledgeable, professional and extremely helpful

If you're looking for a realtor, look no further. Elyse is very personable and will make your experience of finding your dream home very unique and enjoyable. Continue Reading

Jen Tetelle J. Real Estate

On day 1 we found our new home

She listened and learned about our lifestyle and pointed us in the right direction. Continue Reading

G. Krakower S. Real Estate

I sincerely had so much faith in you and knew your professional knowledge

I highly recommend you as a "Realtor" since it is so difficult to know someone in that business to actually work for you. Continue Reading

Helene B. V. Real Estate

Elyse, has been diligent and relentless in helping us with our search

I highly recommend Elyse to anyone looking to rent or to purchase a house! She is a consummate professional! Continue Reading

M.O. Real Estate

I highly recommend her, she's a pleasure to work with.

Elyse was invaluable as my representative in purchasing our home in Delray Beach Continue Reading

D. P. Real Estate

She makes the entire process less stressful.

She is knowledgeable, accommodating and always has fully researched the Market. She is courteous, patient and always professional Continue Reading

JOSEPH COLBY NY STATE SUPREME COURT JUSTICE, (RET.), (ADELLE) New York

She knows her market and shares her expertise

Elyse Berman is a dedicated professional who takes the time to understand her clients' needs and works tirelessly to meet their goals. Continue Reading

C. & A. R. Real Estate

She listened to our concerns about different properties

we would highly recommend Elyse as someone honest and trustworthy to help you with your real estate needs Continue Reading

S. & J. R. Palm Beach County

Elyse's level of professionalism, knowledge and warmth is the ultimate

What a world of difference she makes! She graciously continues to answer phone calls to help former clients with a vast range of requests for needed information/suggestions. Continue Reading

B. N. Real Estate

I would highly recommend her as a Realtor.

She did a great job of putting together the MLS listing with effective photos, descriptions and positive features of the house and community. Continue Reading

B. D H. Real Estate

She listened to our concerns about different properties

we would highly recommend Elyse as someone honest and trustworthy to help you with your real estate needs. Continue Reading

S. & J. R. Real Estate

I cannot imagine being as thrilled with any other Realtor

Elyse's level of professionalism, knowledge and warmth is the ultimate. What a world of difference she makes! Continue Reading

B. N. Real Estate

I would highly recommend her as a Realtor.

Elyse's follow up throughout the process was fabulous, keeping everything on track and making sure that we did what we needed to do to move things along and meet our timeframe for closing. Continue Reading

B. D H. Real Estate

She is confident without being aggressive.

I would highly recommend Elyse Berman for any rental or purchase in the Greater Boca Raton area Continue Reading

J. R. Real Estate

thank you Elyse for your true support and putting us in a home that we love

She is a smart and compassionate person that I would recommend to anyone who wants a realtor who really cares about their client even after verbal or signed agreement through and after a sale. Continue Reading

J. S. and Family Real Estate

Elyse has an amazing ability to make you feel like you are not just a client

We will forever be grateful that she put forth so much hard work to find us the perfect home that we are simply thrilled about Continue Reading

Bob and Cindy Real Estate

Elyse helped us tremendously

I would recommend her unconditionally – I can’t say enough good things about her. Continue Reading

Anne and Phil Real Estate

From the first time we met I knew she was a professional

I have never enjoyed this experience as much and never felt so well looked after. Continue Reading

Maxine Real Estate

Thank you so much for your guidance, patience and efficiency

Thank you so much for your guidance, patience and efficiency during this new experience of buying our first home. Continue Reading

Kim, Jacek, Reese Real Estate

She was not only my realtor, she was my advocate

I highly recommend Elyse whether you are looking for a pet-friendly property or not. She is the best! Continue Reading

Peggy Real Estate

She is an absolute professional

She is an absolute professional and I would do work with her for a real estate transactions I will ever have in the South Florida area. Continue Reading

Clyde Real Estate

Elyse was our top choice the second time around

Elyse is someone you can place your confidence in and I give her my highest recommendation Continue Reading

Danielle Real Estate

She is not happy until her clients are happy.

Thanks to Elyse Berman, her dedication, expertise and hard work we were able to find our absolute dream home. Continue Reading

Pam & Dan Real Estate

Thank you so much for all your hard work

Thank you so much for all your hard work in helping make this purchase as easy as possible. You are great! Have a good trip. Continue Reading

Joy Real Estate

I found a truly professional real estate agent who would wind up finding us our dream home

We owe a debt of gratitude to you for your hard work and tenacity. If ever we can return the favor, please let us know. Continue Reading

Jeffrey & Vivian Real Estate

We feel you went above and beyond for us

We think you are a great realtor and we would highly recommend you to anyone that we know who would like to puchase a home Continue Reading

Dan & Theresa Real Estate

You made our buying experience a pleasure

We found you to be pleasant, knowledgeable, professional, very hard working and VERY patient! Continue Reading

Lois & Vic Real Estate

I knew immediately that she listened and understood me

he is truly am empathic person who treats her customers with respect and kindness. Continue Reading

Cheryl and Gary Real Estate

We were very impressed with the properties you showed us

We would be very happy to do business with you again and recommend you to our friends and family. Continue Reading

Judy Real Estate

You took what is usually a very stressful time and made it easier

We are thrilled we found you to represent us and are so grateful that you never hesitated to go the extra mile. Continue Reading

Brian and Wendy Real Estate

We also want to thank you for your continued service

We really appreciate the fact that you respected our budget and helped us to find the best home value in our price range Continue Reading

The T. Family Real Estate

We highly recommend her services

Ms. Berman has been very helpful and knowledgeable in almost every aspect of our dealings with her and we highly recommend her services to anyone interested in purchasing a home in this area Continue Reading

Peter & Mozelle Real Estate

Elyse is a true professional and a credit to the real estate market.

Looking back on our experience looking for a home, I don't think we could have done it without the help of Elyse. Continue Reading

Richard and Maria Real Estate

From Day 1, we knew we would be connected to Elyse forever

Positive: Professionalism, Quality, Responsiveness, Value From Day 1, we knew we would be connected to Elyse forever. As a New Yorker who sought a more peaceful life in Florida, we connected with Elyse both through emotion and shared experience. As an animal lover herself, she instantly tailored our searches to communities and homes to allow for our furry children. Continue Reading

Joe Dropkin google

We found her to be very efficient, responsive and easy to work with

Positive: Professionalism, Quality, Responsiveness, Value We found Elyse to be the perfect real estate agent for our needs when looking for a home in Boynton Beach. She understood from the beginning what we were looking for and was very flexible in working her schedule around what worked for us. We found her to be very efficient, responsive and easy Continue Reading

Dave Feingold google

Elyse is awesome!

Elyse is awesome! Although I didn't use her as my personal agent because of the area I was looking to move, she went out of her way to find me an agent that could help me with finding a home where I wanted to move. She is a very informative and caring person, and even Continue Reading

Jennifer Morrison google

Elyse is uniquely qualified; she knows all of the pet friendly communities

Amazing! I highly recommend Elyse to anyone looking for a home. We weren’t sure whether we wanted a condo by the ocean, a stand alone house, or one in a community and we had very specific requirements. We wanted to be near the beach, near family, and have room for our two dogs to run Continue Reading

Susan Brauser google

She was very efficient, responsive to our needs, easy to work with

Elyse worked with me and my husband to find our new home on Boynton Beach. She understood our needs from the beginning and was very flexible in working her schedule around what worked for us. She was very efficient, responsive to our needs, easy to work with, and always followed through with any information we Continue Reading

Eileen Feingold google


What Happens If The House Doesn't Appraise
What Happens If The House Doesn't Appraise
What happens if you are under contract to buy a house and the appraisal comes in low?  You've completed your
Search Properties on ElyseBerman.com
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Did you know you can search properties on our website? Click here to check out our full MLS search on
PROPERTY WATCH: Be the First to Know
Did you know the hottest homes on the market often sell within days of being listed? By signing up to
Hand holding mobile phone with map and text Try Our Advanced Map Search
Search Available Homes for Sale by Interactive Map
See available homes for sale by Interactive Map! Our Advanced Map search can show you properties using several advanced tools.
Hand holding mobile phone with map and text Try Our Advanced Map Search
Search Available Homes for Sale by Map
See available homes for sale by Map! Our Advanced Map search can show you properties using several advanced tools. Zoom
Beautiful white colonial house with USA Flags and decorations a text that says Home Buyers
10-Step Guide to Buying a House
Check out this great Realtor.com resource! You'll find 10 great articles here to help guide you through the home buying
Beautiful white colonial house with USA Flags and decorations a text that says Selling Your Home
Seller Advice from the Experts
What is Dual Agency? When a buyer is represented by the same brokerage firm that has the listing, it is
Home Loans
Getting a Mortgage
How a Loan Forbearance Can Save Your House Knowing you may lose your home because you can’t keep up with

Contact Me Now

REAL ESTATE Best Connections Realty Inc. Logo in Boca Raton, FL

Elyse Berman, PA
REALTOR®

561-716-7824
Direct
Elyse@ElyseBerman.com

Business Address:

8177 Glades Rd, Boca Raton, FL 33434

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Areas I Cover

33432, 33431, 33433, 33434, 33496, 33498, 33437, 33472, 33473, 33436, 33435, 33483, 33484, 33445, 33446, 33444, 33487
Boca Raton, Boynton Beach, Delray Beach, Highland Beach

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